Monday, February 1, 2010

Auto Insurance What happens if you do not have?

If you are driving around without car insurance you are probably against the law and surely tempting fate. That's why you should get as soon as possible.

All States have some form of law, financial responsibility that the vehicle owners to demonstrate that caused the financial responsibility for injuries and damage to your vehicle to gain. Every state is different in their minimum requirements. The most common proof of financial responsibility for purchasing Car insurance.

Each state also has different penalties for driving without insurance. Such penalties may range from several hundred to several thousand dollars in fines, seizure of the vehicle and even jail. The threat of such sanctions should be reason enough to buy car insurance.

What may be even more costly if you are in an accident is your fault and you have a car insurance. It could be on top of fines, irresponsible for paying all medical expenses of the injured and the payment of any damages to property caused you. You can be sued and the cost of not having car insurance can be several hundreds of thousands of dollars - or more.

When buying car insurance, you have the minimum coverage as required by state law to receive. These are usually as limits of liability for personal injury and property damage. An insurance agent can tell whatminima are, or you can from the state insurance department.

When you shop for a quote for auto insurance, received at least three different quotes because rates vary from company to company. This is really the number one way to save on insurance car. If you've driven for a while 'car without insurance, many companies do not want to assure you. At least then, you probably have a little 'more than someone who already pays had auto insurance and a clean record of driving. Here, also, be sure to check several different offers.

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