Thursday, January 7, 2010

Getting auto insurance after a DUI and DWI

Getting auto insurance after a DUI (driving under the influence has been charged) can be a challenging task. Major car insurance companies do not automatically receive those who are free of coverage and covers an arm and leg for premiums. If you are the first time DUI offender, does not seem very fair, right? If you are currently insured (in most states, you must be insured), it is possible that the insurance premium can go up to everyone. Many Insurance companies check your record every few years. However, if or when they find out, you can raise rates or even cancel your insurance.

What companies consider before an insurance

There are several factors involved in choosing a company to bill you a car. Many insurance companies look back to your previous driving history, obviously, and some are even check your credit to see how Are financially stable. Even a look at your claims reporting history. All these variables combine to create a score of "insurance" that can be much the same way are the offices of credit with a score of credit.

What is an SR-22?

An SR-22 is a department of motor vehicles in the form of insurance that evidence is available. The SR-22 is required, have been arrested or convicted of a DUI and would like to receive a limited license. You can complete the DMV know that the machineSince> Insurance has at least minimum liability insurance for the person submitting the form.

Shop around for insurance

Be sure to get bids from several companies before deciding to purchase car insurance. Maybe your DUI lawyer is able to recommend a few companies that can help you with your SR-22 filing and offer a reasonable rate of interest.

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